Have you reached a stage in your life where – for reasons of health, security or simply loneliness – you just don’t want to continue living on your own? But on the other hand, you really can’t face the prospect of going into a care home, notwithstanding many care homes are run to an exceptionally high standard? Here, Regenerated Me looks at some of the options out there that could be just right for you.
Cohousing
As its name suggests, this is a type of living arrangement where each person has their own living space, but within the group there are shared spaces, resources, possibly shared meals, activities, and chores. For the right person, cohousing can be a great way to have the company of others when needed while still maintaining independence. Here’s how the UK Cohousing Network put it: “Cohousing schemes are intentional communities run by their residents. Each household has a self-contained home as well as shared community space and facilities. Cohousing can be a great way to live, balancing privacy and highly sociable neighbourhood life. Originating in Denmark in the 1960s, the movement has grown across Scandinavia, Germany and the United States. Cohousing is attracting a lot of interest across the country, and UK Cohousing Network is proud to be at the heart of this growing movement.” To find out more, their website is a pretty good place to start.
Homesharing
For those who have a spare bedroom, here’s an option whereby you share your home with another person – more often than not with someone who is younger. They would be willing to help you with household tasks for an agreed set amount of hours per week in exchange for a place to live – free of rent or at a much reduced rent. With the right match (and this is key to the success of the arrangement) this can offer you companionship, and also help you stay in your own home for as long as possible. A good place to start looking is of course, good old Google, but one of the names that comes up with good testimonials is sharemyhome.co.uk
Retirement communities
These types of communities offer a range of different options – from independent living to assisted living. Beyond that, they often provide amenities such as meals, housekeeping, and social activities. Whilst you may not have the same level of independence as you do living alone, they can be a good option if you want to be part of a community – and have help and assistance on your doorstep should you need. Googling “retirement communities UK” will bring up several good options.
Live-in carer
If you believe your needs are such that you require someone around the clock, you may want to consider hiring a live-in carer. They can provide assistance with daily tasks, such as cooking, cleaning and running errands as well as the more personal tasks such as helping you wash and dress. This can be a very good option if you need that support but still want to maintain your independence…and in your own home.
Shared housing
You may well have a friend who is in the same boat as you; they don’t want to be alone but they are not looking for a care home option. Here, you would pool your resources and agree where you’d live – it could be your home, their home or one you bought or rented together. Meanwhile, there are many organisations out there that help connect you with other senior aged people who are looking for housing and are in a similar situation. Shared housing can be a good option if you want to live with someone around your age and share the expenses. Don’t forget, two live far more cheaply than one!
It’s important to take your time and do your research on these options, and most importantly, consider what would work best for your specific needs and preferences. You may also want to consult with a financial planner or accountant to discuss how to make the most of your savings and assets.
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